Recruitment Insurance

If your business finds and places candidates in roles, then it's a good idea to consider insurance. Bionic can help: 

• Recruitment agencies — Handling permanent, temporary, or contract placements. 
• Employment businesses — Supplying temp workers under a contract of service. 
• Executive search firms — Specialising in high-level candidate placements. 
• Recruitment consultants — Whether self-employed or part of an agency.  

No matter how you operate, we’ll help you find tailored protection that suits your business.

Recruitment can be high-risk, and mistakes, disputes, and data breaches can have serious consequences. The right insurance can help keep your business covered in situations like: 

• A client claims a bad hire caused them financial loss 
• A candidate sues over discrimination or unfair treatment 
• A client or visitor slips and falls in your office 
• Your equipment is damaged or stolen 

With the right cover in place, you can focus on placing top talent with peace of mind. 

While recruitment insurance covers a lot, there are some exclusions, including: 

• Intentional misrepresentation – Knowingly placing an unsuitable candidate in a role won’t be covered. 
• Neglect – Failing to properly screen or reference-check candidates could impact your cover. 
• Contractual disputes – Issues over fee agreements may need separate legal cover 
   

Double-check your policy details or speak to our team if you have any questions about what’s covered and what isn’t. 

Recruitment insurance could cost from 55p a day*

Because all recruitment agencies are different, it’s difficult to know what you’ll be paying without speaking to a broker. This is because your business is unique, and prices depend on a number of factors, including:  

• The size of your business — A larger agency will have different needs than a self-employed recruiter. 
• The industries you work in — High-risk sectors like finance or healthcare may require more specialist cover. 
• Extent of cover — The more cover you opt for, the more expensive your package will likely be.  
• Your insurer — Depending on who is willing to insure you, the price for their policies will vary.  
• Claims history — If you’ve made a previous claim on your policy or had claims made against you, it may affect your future premiums.

Start a quote online to find out how much you are likely to pay. Our knowlegebale insurance team will be on hand to guide you through the options.

_{*This price is for a professional indemnity combined policy – 10% of customers who were sold with one of our panel providers paid £200.52 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/20255. Equivalent to £16.71 a month or £0.55 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary based on your business requirements.}

Even if you work solo, professional indemnity insurance is essential for protecting yourself from client disputes, professional errors, and potential legal costs.  

Finding top talent is what you do best, and we’ll help you find the right insurance to fit your needs. At Bionic, we compare quotes from trusted insurers to help recruitment businesses like yours get tailored cover, so you can focus on what’s most important - growing your business. 

Start your quote online today or chat with our friendly UK-based insurance team for support.