Plumbers’ Insurance

Because plumbers work in homes, businesses and other people’s property, there is a risk of damage. Having public liability insurance should be considered as part of your insurance as it helps protect you against accidents that may arise on the job. For example:

• You could accidentally break a pipe in a client’s property
• You could fall from a height, injuring yourself, employees or a member of the public 

Some clients may insist on having the right insurance before starting a job so it’s essential for securing new trade. 

We can offer traditional plumbers who work with water systems, but we can also cover you if you offer the following:

• Gas fitting services
• Heating services
• Ventilation services

Plumber insurance could cost from 23p a day*

Your actual price for plumber insurance depends on your requirements. This is because your business is unique, and prices depend on a number of factors, including:   

• Extent of cover — The more cover you opt for, the more expensive your package will likely be.  
• Your insurer — Depending on who is willing to insure you, the price for their policies will vary.  
• Location — The location of your business is taken into consideration when calculating the cost of your premiums.  
• Claims history — If you’ve made a previous claim on your policy or had claims made against you, it may affect your future premiums.  

Start a quote online and get in touch today to find out how much you are likely to pay.

_{*This price is for a trades and professions policy – 10% of customers who were sold with one of our panel providers paid £84.20 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/2025. Equivalent to £7.02 a month or £0.23 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary based on your business requirements.}

At Bionic, we celebrate UK business owners and want to help in every way we can. That’s why we use a team of knowledgeable insurance brokers who work with a panel of trusted insurers to help you find you the right cover. 

Our UK-based team helps business owners daily to compare business insurance quotes to find the right insurer that fits. Start a quote online.