Gift Shop Insurance

We can help the majority of gift shops, including but not limited to: 

• Independent boutique stores 
• Shops selling handcrafted or personalised items 
• Gift shops with an online store or delivery service 

Can’t see your giftshop listed? It’s likely we can still help. Start a quote online to get started. 

While gift shop insurance provides a wide range of cover, there are some exclusions, including: 

• Intentional damage – Damage caused on purpose isn’t covered. 
• Neglect – Failing to secure your shop or maintain equipment may void your policy.  
• General wear and tear – Normal ageing or wear on your fixtures, fittings, and equipment is excluded. 

Double-check your policy details or speak to our team if you have any questions about what’s covered and what isn’t.

If you rent your property, it’s the responsibly of your landlord to insure the building structure. But it’s the responsibility of the tenant to insure any fixtures and fittings or interiors you own within the building.

Prices could start from around 82p a day*.

But your business is unique, and your actual price will depend on a number of factors, including:   

• Extent of cover — The more cover you opt for, the more expensive your package will likely be.  
• Your insurer — Depending on who is willing to insure you, the price for their policies will vary.  
• Location — The location of your business is taken into consideration when calculating the cost of your premiums.  
• Claims history — If you’ve made a previous claim on your policy or had claims made against you, it may affect your future premiums. 

_{*The price is for a shops and salons policy  – 10% of customers who were sold with one of our panel providers paid £300.23 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/2025. Equivalent to £25.02 a month or £0.82 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary depending on your business requirements.}

At Bionic, we compare business insurance quotes from trusted insurers to find the right policy for your gift shop, so you can keep your shelves stocked and your customers happy.  

Start your quote online today, or chat with our UK-based team for support.