Photographer Insurance

If you’re a self-employed photographer or run a small photography business, you might be working events and dealing with customers and the public. This can lead to risks that you should protect yourself from. For example:

• You injure yourself on a shoot or someone else
• Someone steals your valuable camera gear
• A fire or accident disrupts your business operations
• You accidentally damage a venue’s property

Having the right insurance can help prevent you from having to pay out of your own pocket if a customer, employee or member of the public makes a claim against you or if you need to make a claim.

• Business vehicles - We’re not able to cover any vans or other vehicles used for business purposes. You should arrange this separately. 
• Intentional damage - Any damages that are intentional or malicious won’t be covered by your policy.
• General wear and tear - General wear and tear of your building and photography equipment is not covered in your policy.

Prices could start from 23p a day*

How much you’ll pay annually will depend on a number of factors, including the size of your business, its location, the type of policy purchased, coverage limits and previous claims history.

_{*This price is for a trades and professions policy – 10% of customers who were sold with one of our panel providers paid £84.20 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/2025. Equivalent to £7.02 a month or £0.23 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary depending on your business requirements.}

Start a quote online to find out how much you’re looking at paying for an annual policy.

No matter your niche, as a photographer, you should consider insurance. We can help arrange cover for many types of photographers, including:

• Wedding photographers
• Commercial photographers
• Sports photographers
• Family photographers
• Documentary photographers
• Portrait photographers
• Fine art photographers
• Fashion photographers
• Pet photographers
• Freelance photographers

Even if your niche is not on this list, it’s likely we can still help you. Start a quote online to see your options.

At Bionic, we support UK business owners and want to help in every way we can. That’s why we have knowledgeable insurance brokers who work with a panel of trusted insurers to find you the insurance that fits your business needs. 

Get started by comparing business insurance quotes online today.