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Compare insurance quotes for newsagents
Tailored newsagents' insurance from £1.26 a day*
Protect against claims made by customers, employees and the public
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Bionic provides business insurance for small business, like newsagents
Get cover to protect against claims from employees, customers and more. No needless extras
Bionic is trusted by UK businesses and won 'Highly Commended' at the 2025 Insurance Broker Awards
What is...
newsagent insurance?
When you’re helping customers buy convenience goods or pick up and send parcels, business insurance is probably the last thing on your mind. But if have a busy store with employees and customers coming and going daily, then you still need to think about insurance.
You could suffer a break-in and valuable stock is stolen, or next door could break your window while having some building work carried out, unfortunately, the risks really are endless. That’s why it’s best to have your back covered should the worst ever happen.
Insurance for newsagents helps provide a financial safety net, protects against unforeseen events and gives you peace of mind so you can focus on what really matters - running your small business.
Why do newsagents need insurance?
As a newsagents owner, you‘re probably aware of the risks of thieves in your store, but have you ever had a customer injure themselves? Or worse, a fire break out? For example:
- You could suffer a break-in, resulting in damages and theft of valuable goods or cash
- Your newsagent’s has a burst pipe which causes extensive water damage,
- An employee could injure themselves while carrying out work for you
- If you have one or more employees (who are not immediate family members), you must have employers’ liability insurance by law
You could end up paying out of your own pocket if someone makes a claim against your business and you don’t have the right cover.
What types of newsagents are covered?
Whether you sell convenience goods or are the local go to for parcel deliveries, we can help arrange the right cover for you. We can help insure:
- Corner stores
- Mini-markets
- Post-offices
- Tobacco stores
- Newspoint newsagents
Can’t see your business listed? It’s likely we can still cover you. Get in touch with us today by starting a quote online.
What does newsagent insurance cover?
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your insurance package could include:

Public liability insurance

Employers’ liability insurance

Commercial building insurance

Stock and contents insurance

Business interruption insurance
Or speak to one of our team on 0800 032 7925
What doesn’t it cover?
Every insurer is different, and so is each policy, but here are some exclusions you may come across in your policy wording:
- General wear and tear – Fair wear and tear of your building and contents is not covered in policies.
Your actual exclusion list may vary depending on your insurer and the policies you take out. Check the small print to see what you will and won’t be covered for.
How much is newsagent insurance?
Prices could start from around £1.26 a day*.
The cost of your newsagent insurance package will vary depending on your own individual business. Your price will vary depending on the insurer you choose, business size, location, covers and your previous claims history.
Get in touch with a member of our insurance team to find out more about how much you should be paying.
*This price is for an off-license customer – 10% of customers who were sold with one of our panel providers paid £459.31 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/2025. Equivalent to £38.28 a month or £1.26 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary depending on your business requirements.
Compare insurance for newsagents with Bionic
The cheapest insurance isn’t always the best. At Bionic, we work with a panel of trusted providers to help you get quality insurance so you can rest assured it meets the needs of your business.
Our UK-based team helps business owners daily to compare business insurance to find the right insurer that fits. Get in touch with us today by starting a quote online.
Or speak to one of our team on 0800 032 7925
How Bionic business insurance comparison works
Start your quote online
Speed up the process by submitting basic business details online – whenever you have time.
Speak to our UK-based team
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
Compare tailored quotes
Get your quotes from our panel of trusted insurers and through any questions with our team.
What do I need to get started?
You only need a few details to get started with getting a free business insurance quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
Newsagents Insurance FAQs
Do newsagents legally need insurance to operate?
If you have employees, it’s a legal requirement to have employers' liability insurance as a minimum.
Is stock covered?
It’s a good idea to take out stock insurance if you have stock on shelves and in your back room stored away. Stock is often at risk of theft or damage, and sufficient stock insurance will protect you financially in the event you can’t sell it due to an insurable event.
If you sell any ‘perishable’ stock that needs to be refrigerated or frozen, you could also take out separate deterioration of stock insurance. This could provide financial compensation in the event your equipment malfunctions and a rise in temperature causes food to spoil.
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