IT Contractor Insurance

As an IT professional people rely on you for your expertise and the effects of giving the wrong advice or making an error on a project could be costly. You could run into the following issues:

• A client claims your advice led to financial loss
• Your tech equipment is stolen or damaged
• A fire or disaster damages your office or workspace
• You suffer an injury that prevents you from working

Some clients may also insist you have the right insurance before starting a job, therefore, it’s essential to have sufficient insurance for securing new trade.

We can help insure many different types of specialist IT contractors including (but not limited to):

• Software developers and programmers
• Systems architects and engineers
• Network administrators
• Database administrators
• IT project managers
• Cybersecurity consultants
• Cloud computing specialists
• DevOps engineers
• Technical support specialists
• Web developers and designers

Can’t see your industry? It’s likely we might still be able to help. Start a quote online today and a member of our insurance team will be on hand to talk through your specific needs.

You’re unlikely to be able to claim on your insurance policy for every issue you come across, similarly, there will be events where clients cannot claim against you.

Although exclusions and policy wording vary per insurer, generally, the following is not covered:

• Purposeful negligence or workmanship
• Deliberate acts
• Normal wear and tear and gradual deterioration of equipment 

IT contractor insurance could cost from £4.01 a day*

Your actual premium depends on your requirements. This is because your business is unique, and prices depend on a number of factors, including:   

• Extent of cover - The more cover you opt for, the more expensive your package is likely to be.
• Location  – Where you work is taken into consideration when working out the price of your premiums. For example, some areas have a higher likelihood of theft than others.
• Claims history - Whether or not you’ve had previous claims made against you or you have made previous claims may affect your future premiums.

Start a quote online today or get in touch with our knowledgable insurance team, who will guide you through your options.

_{*This price is for a contractors combined policy  – 10% of customers who were sold with one of our panel providers paid £1459.41 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/2025. Equivalent to £121.62 a month or £4.01 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary on your business requirements.}

At Bionic, we champion UK business owners as they’re the backbone of the UK economy and want to help in every way we can. That’s why we use a team of knowledgeable insurance brokers who work with a panel of trusted insurers to find you the right cover. 

Our UK-based team helps business owners daily to compare insurance quotes to find the insurer that fits.