Dance Teacher Insurance

Whether you teach part-time or it’s a full-time gig – it's important to have the right cover in place as you might run into the following: 

• A student gets injured during class 
• You injure yourself while teaching 
• A student claims you gave out incorrect or wrong advice 

If you run a dance school and hire employees – you’ll also need employers’ liability insurance, which is a legal requirement. If you are self-employed and work alone, you don’t need this

Every insurer is different, but the style of dance you teach could potentially impact cover limits and costs because the risks may vary slightly. For example: 

• Partner dance styles like ballroom and salsa may have more risk of injury due to people dancing together.
• Ballet classes with pointe shoes may be seen as higher risk due to pointe shoes and the type of movement – leaps, jumps and lifts. 
• Ariel dance may require higher coverage due to the nature of dancing with suspended materials from a height. 
• If you teach children, you may need additional cover.

Always tell your broker about the nature of your dance classes and if you work with children so they can arrange the right cover for you. 

Dance teacher insurance could cost from 23p a day*

No two insurers are the same, so it’s difficult to give an actual figure for what you might be paying for an annual insurance policy. The following will affect the price of your premiums: 

• Extent of cover - The more policies you choose, the more expensive your package is likely to be. 
• Your insurer - The insurer you choose will also influence costs. 
• Business activities – The style of dance you do, how many people you teach and where you teach can all play a part in varying levels of costs. 
• Location  – Where you work is taken into consideration when calculating the price of your premiums. 
• Claims history - Whether or not you’ve had previous claims made against you or you have made previous claims may affect your future premiums. 

Get in touch today to see what you might be paying. Start a quote online to get going.

_{*This price is for a trades and professions policy – 10% of customers who were sold with one of our panel providers paid £84.20 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/2025. Equivalent to £7.02 a month or £0.23 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary based on your business requirements.}

At Bionic, we support UK business owners and want to help in every way we can. That’s why we have knowledgeable insurance brokers who work with a panel of trusted insurers to compare business insurance quotes to find the right fit. Get in touch with us today by starting a quote online.