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Compare insurance for holistic practitioners
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What is...
complementary therapist insurance?
When helping clients achieve ultimate wellness with natural and holistic therapies, organising insurance is probably the last thing on your mind. But even the most experienced practitioners can make mistakes.
Whether you work with hot oils or specialise in deep tissue massages, if you’re working closely with clients it’s best to be protected.
We can help arrange insurance suitable for the majority of complementary therapists, so you can continue your practice with peace of mind.
Which complementary therapists can get cover?
Whether you’re self-employed or have your own practice, we can guide you through your options. As an example, we can insure practices such as:
- Acupuncture
- Aromatherapy
- Reflexology
- Reiki
- Massage therapy
- Crystal healing
- Massage
- Sports therapy
- Sound therapy
- Feng Shui
- Meditation and mindfulness coaching
Can’t see your business listed? It’s likely we can still insure you.
Why do complementary therapists need insurance?
As you work closely with clients, you might run into the following risks:
- A client claims harm or injury after a session
- A client slips and falls in your therapy room, causing injury
- Your tools and equipment are stolen or damaged
- A fire or flood damages your practice space
- You injure yourself while performing therapy
If you have your own practice – you’ll also need employers’ liability insurance, a legal requirement. If you are self-employed or contracted and work alone, you won’t need this.
What does complementary therapist insurance cover?
Policies will vary per provider, and terms and conditions apply, so always check the small print in your policy wording to see what’s included and excluded. Your insurance cover could include:

Employers’ liability insurance
Public liability insurance
Personal accident insurance

Professional indemnity insurance
Business equipment insurance
Or speak to one of our team on 0800 032 7925
How much is complementary therapists’ insurance?
Complementary therapy insurance can cost from 23p a day*
The actual premium for your holistic practice depends on your requirements. This is because your business is unique, and prices depend on a number of factors, including:
- Extent of cover - The more cover you opt for, the more expensive your package is likely to be.
- Your insurer - The insurer you choose will also influence costs.
- Experience level - Your insurer could take into account how long you’ve been qualified.
- Location – Where you work is taken into consideration when calculating the price of your premiums.
- Claims history - Whether or not you’ve had previous claims made against you or you have made previous claims may affect your future premiums.
*The price is for a trades and professions policy – 10% of customers who were sold with one of our panel providers paid £84.20 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/2025. Equivalent to £7.02 a month or £0.23 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary depending on your business requirements.
Do you need any qualifications to get insurance?
Some insurers may ask for proof of your qualifications, including any professional qualifications and certifications for your therapies, first aid certificates, and professional body memberships such as the Complementary and Natural Healthcare Council (CNHC) and British Complementary Medical Association (BCMA).
Sort your business insurance with Bionic
At Bionic, we support UK business owners and want to help in every way we can. That’s why we have knowledgeable insurance brokers who work with a panel of trusted insurers to compare business insurance to find the right fit. Get started by starting a quote online.
Or speak to one of our team on 0800 032 7925
How Bionic business insurance comparison works
Start your quote online
Speed up the process by submitting basic business details online – whenever you have time.
Speak to our UK-based team
Schedule a call with one of our insurance brokers to discuss the details to ensure they’re correct.
Compare tailored quotes
Get your quotes from our panel of trusted insurers and through any questions with our team.
What do I need to get started?
You only need a few details to get started with getting a free business insurance quote online, so it’s best to have the following information ready to go:
Your business name and trade
Your policy start date
Your name and contact details to receive your quote options
You may be asked additional questions about business activities
FAQs
Can you get cover for demonstrations and talks?
Yes, we can tailor your cover to suit your practice, including any off-site talks, workshops, training or wellness events you may do. Always tell your insurer if you are working off-site to ensure they arrange the right level of cover.
Policies vary per provider. Always refer to your policy wording for details about what's included and what isn’t.
Do you need to keep client records as a complementary therapist?
As best practice, you should keep all your client records to adhere to legal compliance but also insurance requirements.
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