Catering Insurance

We know every catering business is different, but we can help arrange cover for the following businesses:  

• Event catering 
• Wedding catering 
• Social event catering 
• Corporate catering 
• Buffet catering 
• Static food trucks/vans 
• Bar services 
• Event catering 
• Food stalls/market stalls

Is your catering business not listed? Don’t fret — we could still help arrange cover for you. Get in touch with us today and our knowledgeable insurance team will be on hand to help you through the options.  

Working in kitchens and serving hot food comes with various risks, so it’s important that you have the right cover in place. For example:

• A customer has an allergic reaction to your food or gets food poisoning 
• An employee slips, falls or burns themselves and suffers an injury 
• An accidental fire breaks out in the kitchen you are using and damages equipment 
• A supplier ceases trading and lets you down, meaning you’re unable to operate 

Some clients may insist you have the right insurance before starting a job, therefore, it’s essential to have for securing new trade.  

Even if you have sufficient coverage, not all events may not be covered in your policies, including:

• Deliberate events that purposefully lead to illness, injury or damages 
• Injuries/damages that happen when travelling outside the UK 
• Any contractors or subcontractors you employ. They should have their own insurance in place. 
• General wear and tear of equipment 

Remember, every insurer is different, and policies vary per provider. Find out what types of cover you need, by starting a quote online today. 

Catering insurance could cost from 23p a day*

Your actual price for catering insurance depends on your requirements. This is because your business is unique, and prices depend on a number of factors, including:   

• Extent of cover — The more cover you opt for, the more expensive your package will likely be.  
• Your insurer — Depending on who is willing to insure you, the price for their policies will vary.  
• Location — The location of your business is taken into consideration when calculating the cost of your premiums.  
• Claims history — If you’ve made a previous claim on your policy or had claims made against you, it may affect your future premiums.  

_{*The price is for a trades and professions policy – 10% of customers who were sold with one of our panel providers paid £84.20 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/2025. Equivalent to £7.02 a month or £0.23 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary on your buisness requirements.}