Aromatherapy Insurance

Whether you’re self-employed or have your own aromatherapy practice, we can guide you through your options. As an example, we can help:

• Professional aromatherapists working in a private practice
• Mobile therapists providing home visits
• Aromatherapists renting a room
• Practitioners working in spas and wellness facilities
• Retail aromatherapists selling custom blends
• Clinical aromatherapists in healthcare settings
• Aromatherapy consultants and educators

As you work closely with clients, you might run into the following risks:

• A client claims an oil you sold them caused them harm
• A client claims they were injured or harmed during a treatment
• Your essential oils, diffusers or tools are stolen or damaged
• A client claims you gave out incorrect or wrong advice 
• You injure yourself whilst performing a treatment

If you have your own practice – you’ll also need employers’ liability insurance, a legal requirement. If you are self-employed or contracted and work alone, you won’t need this.

Although not every insurer is the same, you’re likely to see some exclusions. Always refer to your policy wording to see what’s included and excluded. You may see the following exclusions:

• Treatments performed without proper qualification
• Deliberate malpractice or negligence
• Treatments outside your declared scope of practice
• Claims arising from illegal activities
• Non-approved or experimental treatments

Always tell your broker details of your classes, including where you teach and whether you work with children, so they can arrange the right cover for you. 

Aromatherapy insurance could cost from 23p a day*

But no two insurers are the same, so it’s difficult to give a solid figure for what you might be paying for an annual insurance policy. The following will affect the price of your premiums: 

• Extent of cover - The more cover you opt for, the more expensive your package is likely to be. 
• Your insurer - The insurer you choose will also influence costs. 
• Experience level - Your insurer could take into account how long you’ve been qualified.
• Location  – Where you work is taken into consideration when calculating the price of your premiums. 
• Claims history - Whether or not you’ve had previous claims made against you or you have made previous claims may affect your future premiums.

_{*This price is for a trades and professions policy – 10% of customers who were sold with one of our panel providers paid £84.20 or less annually (excluding any additional administration fees) between 01/01/25 & 31/12/2025. Equivalent to £7.02 a month or £0.23 a day (and excludes the extra costs for paying monthly). Your actual policy and price may vary depending on your business requirements.}

At Bionic, we support UK business owners and want to help in every way we can. That’s why we have knowledgeable insurance brokers who work with a panel of trusted insurers to compare business insurance to find the right fit. Get in touch with us today by starting a quote online.